Why Choose Jain Prachi & Company?
Expert Assistance in Non-Profit Incorporation
– Hassle-free registration with legal compliance.
Affordable & Transparent Pricing
– No hidden charges, 100% cost-effective solutions.
End-to-End Compliance Support
– From incorporation to annual filings and tax exemptions.
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Project Finance, Loan Syndication & Government Subsidies in India
Need Financial Assistance? Let Jain Prachi & Company Guide You!
At Jain Prachi & Company, we specialize in project finance, loan syndication, and government subsidy advisory. We help businesses secure funds for expansion, infrastructure, and working capital needs by leveraging the best financing and subsidy options available.
Great service and very helpful. Received advice on taxation and it proved very helpful. Would recommend it for everyone.
runda Makwana
I have been using JAIN PRACHI & COMPANY Accounting Services from last 6 years, and I am consistently impressed with their professionalism and proactive approach so far.
Ankit Neema
Highly professional and responsive with excellent expertise in taxation in Indore!
Shreyansh Bokadiya
10
Years Experience
How We Help?
✔ Project Report Preparation – Detailed financial projections to enhance loan approval chances.
✔ Bank Loan Assistance – End-to-end support for securing business loans from banks & NBFCs.
✔ Subsidy Identification & Application – Guidance on selecting and applying for relevant schemes.
✔ Loan Syndication – Arranging funding from multiple sources to meet project financial needs.
✔ Compliance & Documentation Support – Assistance with paperwork to ensure quick approvals.
Types of Financial Assistance We Provide
Project Finance
– Infrastructure & Manufacturing Projects – Long-term funding for industrial & infrastructure projects.
– SME & MSME Business Loans – Financial support for small & medium businesses.
– Working Capital Finance – Loans to meet operational and cash flow requirements.
Loan Syndication
– Arranging Funds from Multiple Lenders – Facilitating large-scale funding through multiple banks.
– Structured Financing – Customized loan structures to match business cash flows.
– Negotiation & Documentation – Ensuring the best loan terms and seamless execution.
Government Subsidies & Schemes
– Capital Investment Subsidies – Financial incentives for business expansion.
– Interest Subvention Schemes – Reduction in interest rates for eligible businesses.
– Sector-Specific Grants – Financial aid for startups, MSMEs, exporters, and industries.
| Scheme Name | Description | Who Can Avail? |
|---|---|---|
| Credit Guarantee Fund Trust for Micro & Small Enterprises (CGTMSE) | Collateral-free loans for MSMEs up to ₹ 5 Cr. | MSMEs & startups |
| Stand-Up India Scheme | Loans from ₹10 lakh to ₹1 Cr for SC/ST & women entrepreneurs. | Women & SC/ST entrepreneurs |
| PMEGP (Prime Minister's Employment Generation Programme) | Subsidy up to 35% for new businesses. | Micro & small businesses |
| PSB Loan in 59 Minutes | Quick loan approval up to ₹5 Cr for businesses. | MSMEs & large businesses |
| MUDRA Loan Scheme | Collateral-free loans under Shishu, Kishor & Tarun categories. | Small businesses & traders |
| Technology Upgradation Fund (TUFS) | Interest subsidy for the textile industry. | Textile manufacturers |
| Startup India Seed Fund | Seed funding for innovative startups. | Early-stage startups |
| National SC/ST Hub Scheme | Financial aid & market linkages for SC/ST entrepreneurs. | SC/ST business owners |
Tailored Subsidy Solutions for Every Sector: Government Support & Policies for Large Industries and MSMEs
For Large Industries
The Ministry of MSME and other government bodies consistently introduce policies and programs to enhance the competitiveness of enterprises. With a market-driven economy and evolving business landscape, large industries have access to an expanding product portfolio and government-backed initiatives. Key support areas include:
✔ Technology & Innovation Assistance – Access to cutting-edge technology for industrial growth.
✔ Public Procurement Policies – Ensuring fair participation in government contracts.
✔ Exhibition & Trade Fair Participation – Opportunities to showcase products globally.
✔ Skill Development & Workforce Training – Government-backed programs to upskill employees.
For MSMEs
Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in the economy and receive continuous support through government schemes and incentives. Various ministries provide assistance in:
✔ Credit Flow & Financial Assistance – Subsidized loans, funding schemes, and tax benefits.
✔ Market Development Assistance – Helping MSMEs expand their reach locally and internationally.
✔ Technology Support – Encouraging digital adoption and process automation.
✔ Participation in Government Procurement – Special policies ensuring MSMEs secure tenders.
Government Subsidies & Financial Guidance Across Key Sectors
At Jain Prachi & Company, we specialize in helping businesses navigate government subsidies, incentives, and financial compliance across various industries. Whether you operate in food processing, pharmaceuticals, aerospace, textiles, automobiles, healthcare, tourism, IT/ESDM, or warehousing, we provide expert guidance to maximize your financial benefits and tax advantages.
Industry-Specific Support & Subsidies
1. Food Processing Sector
The Government of India offers multiple subsidies under the PMKSY (Pradhan Mantri Kisan Sampada Yojana) and other schemes to promote food processing industries. Key benefits include:
✔ Capital Investment Subsidies – Up to 35% for mega food parks and cold chain projects.
✔ GST & Tax Benefits – Reduced GST rates for processed food items.
✔ Technology & Modernization Assistance – Funding for upgrading processing units.
How We Help: We assist food processing businesses in applying for subsidies, ensuring compliance with FSSAI and tax regulations.
2. Pharmaceutical Sector
The PLI (Production Linked Incentive) Scheme for the pharma industry provides up to 10% incentives on eligible sales. Other benefits include:
✔ R&D Grants & Incentives – Financial aid for new drug development.
✔ Export Promotion & Duty Drawbacks – Benefits for pharmaceutical exports.
✔ State-Specific Subsidies – Land acquisition & tax concessions in states like Gujarat & Telangana.
How We Help: Our firm ensures pharma companies leverage PLI benefits and comply with GST, import-export regulations, and corporate tax structures.
3. Aerospace & Defence Sector
With India’s focus on self-reliance in defence, government policies promote aerospace manufacturing through:
✔ Defence Offsets & Investment Incentives – Special tax benefits for defence-related R&D.
✔ FDI & PLI Schemes – Up to 74% automatic FDI approval in defence manufacturing.
✔ State-Level Defence Corridors – Subsidized land and financial assistance in UP & Tamil Nadu.
How We Help: We assist aerospace firms with financial structuring, investment approvals, and tax planning.
4. Textile Sector
The MITRA (Mega Investment Textiles Parks) Scheme and TUFS (Technology Upgradation Fund Scheme) offer:
✔ Capital Subsidies – Up to 50% for modernizing textile units.
✔ Export Benefits & Duty Exemptions – Assistance under the RoDTEP scheme.
✔ State-Specific Incentives – GST waivers and subsidized power in textile hubs.
How We Help: We provide financial consultancy for availing textile sector benefits and optimizing GST compliance.
5. Automobile & EV Sector
The FAME-II (Faster Adoption of Electric Vehicles) scheme and PLI for Auto & EVs include:
✔ EV Manufacturing Incentives – Up to 20% of the vehicle cost as subsidy.
✔ GST Benefits – Reduced 5% GST on EVs.
✔ State-Level EV Policies – Road tax waivers and incentives in Maharashtra, Karnataka, and Delhi.
How We Help: We assist in tax structuring, subsidy applications, and compliance with EV-specific incentives.
6. Healthcare Policy & Subsidies
The healthcare sector benefits from:
✔ PLI for Medical Devices – Up to 30% financial incentives on domestic production.
✔ GST & Customs Duty Exemptions – For lifesaving drugs and medical equipment.
✔ State Incentives for Hospitals – Land allocation & infrastructure support.
How We Help: We guide hospitals, clinics, and medical manufacturers in subsidy claims and tax optimization.
7. Tourism & Hospitality Sector
Tourism is a priority sector, with various incentives available for hotels, resorts, and travel businesses:
✔ Capital Investment Subsidies – Up to 25% for new hotel projects.
✔ Tax Exemptions – GST relaxations for tourism packages.
✔ State-Level Tourism Incentives – Special policies in Rajasthan, Goa, and Kerala.
How We Help: We help tourism businesses leverage tax benefits and secure financial aid.
8. IT & ESDM (Electronics System Design & Manufacturing) Policy
India’s IT & ESDM sector benefits from:
✔ PLI for Semiconductor Manufacturing – Up to 50% of investment cost covered.
✔ Software Export Benefits – Tax incentives under STPI & SEZ schemes.
✔ State IT Policies – Special incentives in Karnataka, Telangana, and Tamil Nadu.
How We Help: We assist in financial structuring, export incentives, and tax optimization for IT firms.
9. Warehousing & Logistics Policy
The government promotes warehousing infrastructure under:
✔ Infrastructure Subsidies – Up to 25% capital subsidy for warehouse construction.
✔ Tax Incentives & GST Benefits – Reduced GST on cold storage & logistics services.
✔ State-Level Support – Special incentives in Haryana, Maharashtra, and UP.
How We Help: We support logistics businesses in tax planning, subsidy applications, and financial management.
Central & State Government Subsidies
The Indian government provides various financial incentives at both the central and state levels. Key subsidy rates include:
| Subsidy Type | Central Government | State Government |
|---|---|---|
| Capital Investment Subsidy | 15% - 35% | 20% - 50% |
| Technology Upgradation | 25% - 50% | Varies by state |
| Export Incentives | 5% - 10% | State-Specific |
| GST Concessions | Varies by industry | Sector-Specific |
| Land & Infrastructure Support | Limited support | Available in key states |
| Electricity Subsidy | Limited support | 25% - 50% in select states |
Example: How Jain Prachi & Company Helps Secure Subsidies
Case Study – PMEGP Subsidy Assistance
Client: New MSME unit in the manufacturing sector.
Challenge: Lack of knowledge on government subsidy benefits.
Solution:
✔ Identified PMEGP subsidy eligibility (35% of project cost).
✔ Prepared detailed project report & financials.
✔ Assisted in the subsidy application & follow-up with authorities.
✔ Successfully secured ₹10 lakh as a capital subsidy for business setup.
Example: How Jain Prachi & Company Helps in Loan Syndication
Case Study – Multi-Bank Loan Arrangement
Client: Large-scale manufacturer requiring ₹20 Cr funding.
Challenge: Single bank was unwilling to sanction full loan amount.
Solution:
✔ Structured a loan syndication plan with multiple banks.
✔ Arranged ₹10 Cr from Bank A & ₹10 Cr from Bank B.
✔ Negotiated lower interest rates & flexible repayment terms.
✔ Ensured seamless loan disbursement & documentation.
Step-by-Step Process to Avail Financial Assistance
Documents Required for Loan & Subsidy Assistance
| Document | Requirement |
|---|---|
| Business Registration Proof | Company Incorporation Certificate / MSME Registration |
| PAN & Aadhaar of Applicant | Identity verification |
| Project Report & Financials | Detailed business plan & projections |
| GST Returns & Bank Statements | Proof of financial transactions |
| Collateral Documents (if required) | Property or asset details for secured loans |
Common Challenges in Loan & Subsidy Applications & How We Help
| Challenge | Solution Provided by Jain Prachi & Company |
|---|---|
| Lack of Knowledge on Loan & Subsidy Eligibility | Expert consultation to identify suitable schemes. |
| Incomplete Documentation | Assistance in preparing complete & accurate paperwork. |
| Rejection of Loan Applications | Proper structuring of loan proposals for approval. |
| Delays in Fund Disbursement | Regular follow-ups with banks & government authorities. |
| High Interest Rates on Loans | Negotiation of the best loan terms for clients. |
Financial Assistance Pricing
| Service | Pricing |
|---|---|
| Loan Application & Approval Assistance | Depends upon Cost of Project |
| Subsidy Identification & Filing | Depends upon Cost of Project |
| Project Report Preparation | Depends upon Cost of Project |
Frequently Asked Questions
Phone
+91-8989666715
Location
304, Trade House, 14/3, South Tukoganj, Indore (M.P.) -452001
contactus@jainprachi.com
